Robby Wingate

August is a useful time for families to reset routines and update the little things that matter. If your student is driving more, moving out, or bringing new responsibilities into the mix, I can help with auto and renters insurance questions. My office is here to make the conversation clear, friendly, and easy to start.

Come join the top Auto Insurance company in America and my winning team! State Farm has been the highest rated Auto Insurance company in America for 80 years! My team and I are here to make sure all your insurance needs are taken care of! We can help you with your Auto Insurance, Homeowners Insurance, Life Insurance and much more!! Call, text, or email my office today so you are covered by the top Insurance Company in America!

With experience since 1988, my team and I are well-equipped to assist you with State Farm’s wide range of insurance products. We help drivers with Auto and Motorcycle Insurance, homeowners and tenants with Home, Condo, and Renters Insurance to safeguard their most important belongings, families with Life Insurance and Financial Services to help prepare for the future, and much more. We also provide Business, Boat, RV Insurance, and even Pet Insurance at our pet friendly office!

I hold an associate’s degree from Wytheville Community College, a B.S. in Business Administration from Bluefield College, and a ChFC designation from the American College. I have been married for over 39 years to my wife, Sharon, who also works in my office as a licensed Life and Health Insurance agent, and we are proud parents and grandparents to two children and three wonderful grandsons. I am also a proud Lifetime Member of the Independence Volunteer Rescue Squad, having served as an EMT for more than 30 years.

I am passionate about helping my community thrive and look forward to serving you and your loved ones for years to come

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Robby is here to help your Independence household feel covered.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Robby about your options in Independence.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Robby is proud to serve the Independence community.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Serving Independence and the surrounding area, Robby can help answer your questions.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. For personalized coverage in Independence, VA, reach out to Robby.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Have questions? Robby in Independence can walk you through your options.